House of Horrors: Update

So at the last moment they told us that we had to move out of the tin can.  We had 3 days to do it.  I had to get some people at work cover for me so I could have some time off.  With the help of neighbors and family we got everything moved.  We had to stay in the new place and walk across the field to use the bathroom and take showers.  The next day they had the water on.  But not after the idiot put the wrong size piece on and we had to get the neighbor hood plumber to fix it.  We had the walk through and they are to fix the issues in the next couple of weeks.  The guttering is completed, water is hooked up, decks are almost done.  We are waiting for them to get the roofs on the decks, grading guy to come grade some issues and lay gravel in drive and last still waiting on water guys to bury the water pipes.  The rain has hider a lot of these things.  I wish it would rain a down pour and be over with it.  This rain an hour and no rain for 2 hours is annoying as crap.  We have most of the dog kennels moved.  A lot of the stuff is unpacked.  Even though this place is much bigger I am having difficulty finding homes for everything.  The old home had deeper cabinets and they had shelves in them.  These are much taller but lack shelves.  How dumb is that?  So whenever the man gets done with the man stuff outside he has to place some shelves.  I hate the mud.  Any suggestion on how to get the grass to grow faster?
Biggest annoyance?  My father in law.  He wants to know why I haven’t helped the man outside with the clean up and dog pens?  Um I am working on all the shit in the house.  Like unpacking and moving things around trying to figure out where shit is going to go.  Not to mention the 50 times I have had to mop, vacuum and clean up after everyone.  WTF.  So he is helping him.  You know my mother in law could help me unpack or clean.  I know my mom would help if she was here.  Well she actually volunteer to drive 600 miles and stay a couple of nights to help.  I told her it was much appreciate but not very practical.
Oh the suck up guy from work…helped install my surround sound system weird huh?  My other coworker mention to me why the heck is he sucking up to you so bad?  I can see the brown on his nose.  I have no idea why.  Unless someone told him I was looking for a new job.  I guess that could be a possibility.  Who knows.  Well time to get back to unpacking…ugh
Oh yea WE HAVE THE KEY TO THE HOME NOW!!!

House Horror: Man style

Even though we have signed and I still never though my husband would get on board with purchasing a house.  He was worried constantly about can we afford it?  Now that he is on board he is sucking all the fun out of this new adventure.   He has shown me at least 5 times how he plans on laying out the dog kennels and fencing.  And asking each time what do I think.  Which I learned the hard way isn’t anything he wants to hear.  I mentioned that it appeared a lot smaller than they had with the old home.  Which set him off for 2 days.  We fought over the location of the bedroom furniture.  He want nothing to cover the vents.  Which makes sense but why would I want half his stuff on my side of the room and my stuff on his side?  Makes no sense to jumble everything around to make it “fit” if it’s not functional either.  Another fight for 2 days.  Also he wasn’t happy that I wasn’t going to be awake when the grader showed up.  Hello I work nights.  What’s the difference he was at work when he showed up.  It’s like working night shift doesn’t count.  I can just sleep whenever.  WTF.  He has bitched about the location of the Dish network lines and the internet lines…blah blah blah.
What’s even weirder he just stands in the yard and stares at the house.  Even the neighbor called to ask what he was doing.  At least he is excited to help pack and take things down.  Like the under pinning, the flower garden and the fence.  Problem is he is too excited.  He tried to take the fence down weeks too early.  Hello how do you want to potty 7 dogs?  No thanks.  He just thinks he can leave them kenneled till then.  NOPE.  How would you like to stay out there with them.  He helped take things off the wall…including the kids towel rack.  Um they said it would be at least 4 weeks till we move in.  Um where are they suppose to hang the towels till then?  He also packed a lot of his clothes.  Almost too many.  I had to stop him from packing too much.  I asked him how often did he expect me to do laundry?  UGH!   I am so ready for this house to be done with!

House of Horror: Bucket Bullshit

Okay so I have been posting forever about this house that we have finally signed for.  The asshole in front of us (man’s uncle) decided that he wasn’t happy that when we had our land survey he didn’t own as much as he thought.  So he has been an ass  click here to see more.  So the in-laws go on vacation.  The asshole stalker neighbor decides to put a bucket in the drive.  I discover this on my way home from work after working 12 hours of night shift and running into it.  I was not a happy camper.  Here’s a pic   His land is the grass on the (L) and my in-laws are on the right. This is our right of way.  So guess who is stopping by that day?  The Graders.  Just what I need is for the construction workers to be unable to get there huge equipment up to the new land.  I have had enough.  I call the law and they send a deputy out.  I receive a call back on my answering machine, since I was sleeping, that we would not have any more property disputes.  Needless to say the bucket moved to the grassy part of his land.  Which is fine with me.  He also refrained from standing outside to stalk the construction workers.  Guess it helped to mention about him cussing out the surveyor.  Stupid asshole.

House, Horrors and Stupid Insane Stalkers

Well It's finally official.  WE HAVE SIGNED!!!  yes I can't believe it either.  I still think I am in shock.  We are officially homeowners.  No longer a tin can owner...yippee.  All that hard work and schooling has finally paid off.  The grader comes today...

Which slides me into the HORROR...when the contractor stopped by the last time the crazy neighbor came barreling out of his house to yell and carry on.  Tell him that no one better touch his land...blah blah blah. See here for whole story click here.  So I wonder if this is going to happen all over again when the grader shows up.  I really hope not.  I don't have the patience today.  In fact I may have to put up a pay pal icon to help with bail money.  I really think he is stalking us.

He spends his time on his back porch watching us if we are outside.  So I think we need to get our chairs and face him at his garden while he is out there...give him a complex...ugh

Let the shit hit the fan

So as I was saying that buying this house has seriously been a nightmare.  But I really wasn’t expecting my neighbors (family member) to join in the fun of it.  Apparently we pissed said neighbor when the surveyor came and place our little stakes in the ground.  He was upset to find out that he didn’t own as far back as he thought.  Well after the nightmare that day that the bank did to us the dealer sent out the contractor to stop by.  That way he could see if there will be anything in the way of placing our home on our land.  For instance we have a building and a barn that they have to pull this monstrosety through.  We the contractor was measuring the driveway to see if there would be enough room.  The asshole   neighbor came flying out of his house along with his one-legged heifer wife.  They started yelling and saying that not one wheel of their truck will touch his land.  Blah blah blah and how he owns most of the driveway.  Which I believe he is full of shit.  So now we have to remove a tree so we can get our house to our land.  WTF.  He would rather kill a tree than harm his grass?  Grass not shrubs, flowers or anything that might get damage.  Grass and btw sand.  Where the drive washes out at the bottom of the hill.   He is such an a-hole aw hell he is the whole flipping ass.  So I thought that would be the end of it.
Nope my father in law went down to try to talk sense into his brother.  Boy that went over like a turd in a punch bowl.  His one-legged heifer  called the cops.  Cried and said that her husband was being beaten up.  Really?  You had to hide behind your woman’s skirt?  Awwww…are we a pussy?    
Anyway my father in law pretty much told the officer of his harassment of the kids, the name calling and the flipping of the bird.   The cop tells him that he might be able to get along with his neighbors better if he stopped acting that way.
So what does he do?  After the cop leaves he takes tent stakes and stake off his land.   And places a tent stake in the drive way.   Now I don’t know about you but I don’t drive with a flipping magnify glass.  Who the hell is going to see that?  My tire which will probably receive a flat.  Hope he like’s purchasing new ones.  After all is said and done he wanted my father in law to shake his hand.  WTF?  Nothing was solved. 
As soon as I got home from the grocery store my father in law had to show me how I need to drive up the drive way from this day forward.  I told my father in law I would try that but in the freaking dark I will never see that stake.  I also told him I plan to sue when it damages my car.  He instructed that I needed to be nice so as I don’t upset him worse.  Who the effin cares.  I don’t.  In fact I am thinking about placing a nice compost pile at the borderline of our property.  Maybe placing a fan to wharf the smell directly to his screened in back porch.   Or hello the dog kennels so they can bark at him the entire time he is working in the garden.  UGH!  But I won’t I still have to live here.  Though I am tempted to call the law every time he drives since I know he is most likely intoxicated.  But if he keeps cat calling my kids while they wait for the bus I am calling the law….oh and the stake now has a bucket over it.  I guess my FIL told him about the lawsuit…it amazes me the comments I hear about this family member and how no likes him.  Yet they still hang around him. 
I figure the water meter will be the next big hurdle.  Since it’s on his piece of land.  I did love my FIL telling him he could get his damn mail box of his land then.

House of horror: Signing nightmare

Really...?  Suppose to sign Friday.  We were 15mins away from the company when the bank called our dealer to tell him there was a flaw in our paper work and it would be 3 more days before we could sign.  She tried to say that it was because our percentage rate went down.  However that was incorrect.  After once again going up the ladder of bosses.  Found out the my loan officer dropped the ball.  She filed the wrong papers.  Then had us sign the wrong ones.  We had to resign discloser papers and there is a 3 day waiting period.  So now it’s been pushed off for Wednesday.  I did receive a 75 dollar gas card.  I was also told that no matter what it took we would sign Wednesday.  Meaning they would meet us in our town this time.  Instead of us traveling over a hour away.  They told the company to pay the notary what ever to get this done.  Want my opinion they should helicopter and deliver to my house as much problems I have had with Vanderbilt bank.  Never use them…EVER
On the lighter side of things our house is been manufactured and arrived on the lot while we were waiting to hear back from Vice president of bank.  So we got to tour the house.  Well pieces of it.  We were able to see our living room, one of the kids rooms, the guest bathroom, master bedroom, the kitchen and utility room.  The only thing we didn’t get to see was the master bath, kids closet and one other bedroom.   Here is a pic of the wall and crown molding.   color of the carpeting.
   Color of the wood flooring. 

It did make us feel a little better that the house was in.  The sad part is it’s ready and the bank can’t get off their ass to get the papers sign.  It’s like telling a fat kid here’s some cupcakes but you can’t eat them…grrr
I swear if they mess up Wednesday someone might have to bail me out!

House of Horror

So I have yet to get my house.  If it’s not one road block it’s another.  After the company that makes the house finally got the blue prints done and approved by me the bank let the paper lapse.  Meaning I had to turn in more information since it expired on  July 5th.  You would think the stupid bank would have sent me a message so I could get these items yet again.  Nope and now they needed social security cards.  My husband has no idea where his is.  Wonderful right?  Meaning yet again we would be delayed.  The bank loan lady also mention that if we got delay to much more all the paper work and loan would have to be done again.  Including the appraisal.  Which already cost 400 dollars the first time around.  So I became highly enraged and called the bank and spoke to the boss.  I explained that she should have sent out a letter for me to get the expired papers when it expired 3 weeks ago.  Plus she should have mentioned months ago that we needed our social security cards.  I told him that the whole deal was getting ready to expire and there would be no way to get to closing on the weekend.  I told him he better figure something out before it expired.  Because if I had to do everything over it will be with a different bank.
So that evening he called back.  It was at the closer.   Next day it was at the last stage but got delayed because something needed to be approved by the court.  Good grief.  This wasn’t the banks fault the court waited forever to send the paper back.  So finally we having a closing date!  It will be Friday.  I will be going there first thing in the am when I get home from working nights.  But hell I can lose a little sleep just to complete this stupid pain in the ass deal. 
Next part….is the building, grading and moving of stuff…

The Horror Home

Yes that’s exactly what buying a home is like..a nightmare or even some type of horror movie.  So we own our land and thought lets build.  But with all the horror stories I already heard we decided to go with a Modular.  Though to me when you look a ranch style modular it still looks like a double wide.  Except you get a deed instead of a title and its 15,000 dollars more.  The first place we started at had a loan for 6.5% and she had us deed our new land before we got started.  Cost us 650 dollars.  Only to be told that we would have to redo it because the new land needed to be deeded with the old land.  So we took our business elsewhere.  Which was a good move on our part because I found out from one of my docs I work with that I should be able to get a cheaper % rate.  Which I was able to get.  4.5%  So the loan was ready to go.  Found the house of our dreams.  Especially the kitchen.  But I had a back up with another company just in case. Which was smart on my part because the Nightmare is the salesman.
He never calls me when he says he will.  Email pfft never.  The second house we like the salesman he calls, emails and keeps me in the loop what is next.  Unfortunately the 2nd house is all on paper.  The model is so new there is no pictures or model to walk through.  Which makes me a little leery.
Back to the asshole salesman.  The handyman was suppose to stop by on a Friday to appraise the tin can and look at the land to get ideas on the driveway.  He was a no show.  We reschedule for the next Friday.  The asshole salesman was suppose to call Monday to let me know what time Friday.  No call.  I call him Wednesday.  He will call Thursday no call.  I call him FRIDAY morning.  Oh yea he is coming I will let you know when.  PFFT hell no.  The guy called and said I will be there in an hour.  I got my quote for my monthly payment.  We were really happy.  But the loan lady made it sound like it was the Giles model and not the Norris model I was quoted.  When I try to get verification from the salesman I got put off or the subject changed.  Oh we are still waiting for the plans…blah blah blah.  Even worse oh your salesman is off the entire weekend.  Then I call Monday oh he came in on Friday but took Monday off.

Well the nice salesman I let him know that we really like the other layout and feel a little apprehensive about purchasing a house we can’t walk through.  So he asked me which house. Good new he can get that model.  So I faxed everything I had and talked to my loan lady.  Yes I can switch my salesman without messing up my loan.  AWESOME.

So now I had kept them both going.  I want the best deal and the person who can get my payment under 600 a month get me.  Or so that was my plan.  Till the new nice salesman started showing me just how the other place is hoodooing me.  First the “plans” the asshole salesman was waiting on the nice salesman got from Norris company.  So there’s another lie.  There is a 15,000 dollar difference in the price and the nice salesman isn’t sure how the asshole is getting my monthly payment where I want it.  He tried to get it that low and was unsuccessful.  But he was honest and gave other suggestions to help cut some costs.

I went back to the assholes asked to see the estimated cost and monthly payments.  Now my asshole salesman is telling me his boss has been working on the figures and he is on vacation.  I do love what the nice salesman said.  They can not take personal information out of the office.  So my papers were there and the asshole is full of shit.  What really aggravates me is the asshole has my 250 dollars for my appraisal fee.  I really need to get it back.  I don’t know if my dream house is worth putting up with these liars.  The nice salesman seems to think they will drag it out till they wear me out and I agree to some ridiculous monthly payment.  Even though I told that that would not happen.  That if in the end we don’t get my monthly payment I will walk.
I have great credit and a fantastic loan why the hell these idiots won’t be honest with me irks the crap out of me.   So after having my hubby with me this time he is in agreeance that this guy has to go.  Even if we lose our dream home and have to get second best.  So I will be calling Monday for them to refund my money.  The nice salesman told me if he tries to keep my money let him know he had the main managers number.  Plus it’s against their policy to keep the money.  But the nice salesman really thinks he will try to bluff me so that I stay.

 So buying a house is a pain in the ass.  I have been “in process” since NOVEMBER.  There is no ground even broken yet.  At this rate it will be Christmas before I get my new home.  This is so frustrating.